Posts Tagged ‘Investment Advice’

ULIP Pros and Cons Explained in Layman’s Language

Thursday, July 16th, 2009

Unit Linked Insurance Plan (ULIP) Advantages and Disadvantages Explained

KNOCK KNOCK!

Me: Who is it?

“I am an Unit Linked Insurance Plan (ULIP)”

And thus began my conversation with a ULIP who came to my doorstep one day. I took the opportunity to ask him a few of my doubts. Here are excerpts from my conversation:

Me: Go away! I am told you are too expensive? I should not be investing into ULIPs ! I have learnt that term insurance + mutual funds is a better idea. (more…)